I’m deeply concerned that the American public, specifically our nation’s elders, will be relying on our government to give long term care solutions they will by no means see. They’ll only see the “smoke and mirrors” of Overall health Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each wellness sensible and financially. They are silently discovering the savings they thought would be sufficient is not enough. They are silently fearful of operating out of income with no a single to care for them as they grow to be far more frail. The silence is about to turn into deafening.
Regrettably, when Health Care Reform proudly announced New Long Term Care Solutions, it discouraged quite a few American’s from acquiring Long Term Care Insurance coverage.
The New York Instances reported on ‘Options Expand for Very affordable Extended-Term Care’ THE NEW OLD AGE. The Linked Press announced ‘New Well being Care Law Has Positive aspects for Seniors’. Point becoming, the casual reader was relieved to hear their government will “take care of them” when they have to have lengthy term care solutions. We now know that is not about to occur.
Fortunately our representatives in Washington discovered that Health Care Reforms answer to the dilemma of Extended Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was expected to be raised for the new “extended term care” system would have been counted as “deficit reduction”. The long term care benefits it was intended to finance have been assumed not to materialize in the first ten years. Nonetheless, that funds was not accounted for anywhere in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. But Medicare is at the moment getting problems balancing its books these days. However, why does the health care bill inform us Medicare can operate additional cheaply going forward with no the accompanying reforms?
Our national media gave enormous fanfare to the CLASS ACT when it passed. However the media has offered the CLASS ACT’s demise little consideration. Now what?
Projections show that the federal deficit is anticipated to exceed $700 billion annually more than the next decade. This primarily will double the national and $900 billion represents interest on earlier debt. Would the CFO of any significant corporation in the United States enable the company he worked for to finish up in this sort of economic position? Totally not.
Our officials in Congress have been elected to protect the best interests of the American people. “Robbing Peter to spend Paul”, and after once again printing extra currency, has turn into our government’s mantra for the future. But the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America cannot continue to mismanage its economic future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will by no means occur. Proposals for financing overall health reform have been primarily based on far more “smoke and mirrors”. The “Cadillac” tax is scheduled to start in 2018.
The well being care legislation that has been forced on every and each one particular of us is recognized to be fiscally unsound. Where do we go from here? It’s as well effortless to point the finger at the President and his administration. But Congress owns the duty of passing Well being Care Legislation. And THAT is the challenge.
The 535 voting members of Congress shared the responsibility equally. If one clear considering, intelligent, honorable Congressman had the whole duty for Overall health Care Reform, he or she would not have forced a fiscally unsound Wellness Care Reform Bill down our throats.
Now let’s once again evaluate how Overall health Care Reform will operate against our senior citizens.
A most current government report identified that in 2000 there were 1.8 million out there nursing home beds. As the year 2010 came to a close, there were 1.7 million nursing property beds a net 5 % reduction in offered beds. And, there are no new nursing residences getting constructed.
Currently there’s significantly less than 1.five million Americans confined to nursing houses. Reportedly ten percent of these nursing homes are operating under bankruptcy protection. It really is effectively known that most of these facilities are understaffed and quite a few never have competent help.
Subsequent, let’s take into account that the Alzheimer’s Association tells us the likelihood of establishing Alzheimer’s following age 85 is 50 %. By 2030, they inform us that the quantity of folks age 65 and older with Alzheimer’s illness is estimated to reach 7.7 million, a 50 percent improve from the five.two million age 65 and older currently affected.
The logical query I will have to ask is “if we cannot take sufficient care of 1.five million people these days, how can we possibly take care of 7.7 million people today in 2030?” We cannot. Extra just place, when you or your spouse or your parent has Alzheimer’s, there is no spot for them to go. Not to be 康寶萊呃人 , but if you ever believe for a moment about taking in an aged parent with Alzheimer’s into your dwelling, please feel again. Ask any caregiver who’s been by way of it. It’s Guaranteed to destroy any families’ peace of thoughts and harmony.
Why are not our political leaders actively working on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable difficulties.
America’s seniors became more hopeful reading that Overall health Reform will assistance them with added Extended Term Care services. And we now know THAT is not going to occur. There are no plans in spot to help our nation’s seniors think they’ll receive the comfort and dignity of sufficient lengthy term care solutions. What is worse is the silence shared by all our political leaders. The silence is now deafening.